Amex Blue Cash Everyday® Card

Amex Blue Cash Everyday® Card: The card name is a solid cash back card for everyday use, especially for individuals who spend money each month shopping online, at the grocery store and fuel pump. With bonus rates capped at $6,000 per year in those categories, though, it’s only a good rewards card for those whose spending habits fall under the annual caps or when paired with a complementary everyday spending card.

Pros & cons

Who is the card for?

card name is for individuals who want to earn cash back without paying a yearly fee. It’s a great card for consumers who spend money each month on groceries, gas, and online purchases. Cardholders earn 3% cash back at U.S. supermarkets, U.S. gas stations, and online retail purchases in the U.S. (on up to $6,000 in each category per year in purchases, then 1%), and 1% cash back on other purchases.

With only 1% cash back earned on everyday purchases, it’s not the best card for everyday use outside of its primary bonus categories. There are other cash back cards with higher cash back rates to consider.

The card name features lengthy intro APR offers on purchases and balance transfers. It’s excellent for anyone with big upcoming purchases or who has balances on non-Amex cards to transfer over.

Features

Sign-up bonus

The card name features a decent sign-up bonus with a generous time frame to meet the offer’s spending requirement. You can bonus miles full. Cardholders who meet the offer requirements will receive the $200 bonus as a statement credit.

Elevated bonus categories

The card name offers bonus cash back in common spending categories you might find in your monthly budget. As a cardholder, you’ll earn:

• 3% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 3% cash back on U.S. online retail purchases on up to $6,000 per year in purchases (then 1%).
• 3% cash back at U.S. gas stations on up to $6,000 per year in purchases (then 1%).
• 1% cash back on other purchases.

Cash back comes in the form of Blue Cash Reward Dollars. Unfortunately, you can only redeem Rewards Dollars one way—for statement credits. There’s no minimum redemption amount, and cash back rewards never expire for accounts in good standing.

Introductory APR

New cardholders can finance purchases or transfer over other card balances with the card_name. The card has intro_apr_rate,intro_apr_duration for intro_apr_duration and balance_transfer_intro_apr,balance_transfer_intro_duration for balance_transfer_duration_months from account opening. After that, the card has a regular variable reg_apr,reg_apr_type APR, based on your creditworthiness.

There’s a balance transfer fee of balance_transfer_fees.

The fine print

Interest rates

• Regular APR: reg_apr,reg_apr_type.
• Purchase intro APR: intro_apr_rate,intro_apr_duration for intro_apr_duration.
• Balance transfer intro APR: balance_transfer_intro_apr,balance_transfer_intro_duration for balance_transfer_duration_months.

Fees

• Annual fee: annual fees.
• Balance transfer fee: balance transfer fees.
• Cash advance: cash advance fee.

Additional perks

The card name isn’t known for its impressive card benefits. Still, it offers a few additional card perks to provide additional value for cardholders.

Disney Bundle credit

Cardholders get a $7 monthly statement credit after spending $9.99 or more each month on a subscription to the Disney Bundle using your card as the payment method. If used completely, the total credit is worth $84 annually.

Home Chef credit

The card’s other credit is perfect for anyone who loves to cook at home. Cardholders get up to $15 in statement credits per month with the purchases of a Home Chef subscription using your card name. The credit offers $180 in total value.

Frequently asked questions (FAQs)

How do I get approved for card name?

American Express doesn’t disclose its credit requirements. Generally, rewards cards require at least good to excellent credit and meet any other card issuer requirements. A good credit score is considered a FICO score of 670 and above.

How does cash back work on the card name?

Cardholders earn cash back on every dollar spent using the card name. The amount of cash back you earn is a percentage of your purchase based on the spending category. Rewards come in the form of Blue Cash Reward Dollars, redeemable for statement credits.

What’s the difference between card name?

The card name and the card name both earn cash back on card purchases but have different reward structures. card name offers higher cash back rates, earning 6% cash back at U.S. supermarkets (on up to $6,000 per year, then 1%) and on select U.S. streaming services, 3% back on transit and at U.S. gas stations and 1% on other purchases. The card name has no annual fee, while card name has a annual fees. They offer different sign-up bonuses, too. With the card name, you’ll bonus_miles_full. With card_name, you’ll bonus_miles_full.