Chase Sapphire Reserve® Review 2024

Chase Sapphire Reserve® Review 2024: While Chase offers a range of financial products and services, including mortgages, personal loans, auto loans, and checking and savings accounts, the bank may be best known for its incredible roster of rewards credit cards. Not only does the card issuer have several top cash back credit cards—including the card name and the Chase Freedom Flex℠—but its premium travel credit cards are some of the most sought-after credit cards on the market today.

Chase Sapphire Reserve® Review 2024

Pros & cons

Who is the card for?

The card_name is best for consumers who love to travel and do so on a regular basis. There are several reasons for this. First off, the card earns its best rewards rate on travel and dining purchases. Second, users earn Chase Ultimate Rewards points that transfer to various airline and hotel partners, or offer 50% more value if used to book travel through Chase. Last but not least, this card comes with a generous selection of benefits for travel, including airport lounge access, expedited airport security, a $300 annual travel credit, and travel insurance benefits.

The dining and travel-focused earning rate on the card_name make this card a solid choice for consumers who spend a lot in these categories. Signing up for the card name gives consumers the chance to bonus_miles_full. From there, cardholders earn rewards with the following earning rates:

• Earn 10x total points on hotels and car rentals booked through Chase Ultimate Rewards (after earning the $300 annual travel credit annually)
• Earn 10x total points on Lyft rides (through March 2025)
• Earn 5x total points on flights through Chase Ultimate Rewards (after earning the $300 annual travel credit annually)
• Earn 3x points on other travel and dining (after earning the $300 annual travel credit annually)
• Earn 1 point per $1 spent on all other purchases

In summary, the card name is for jetsetters who want premium travel benefits and flexible rewards they can use to book free travel or make their travel plans more comfortable or luxurious. Individuals who spend a lot on travel and are willing to book airfare, car rentals, and hotels through the Chase Travel portal probably stand to benefit the most.

Rewards

Before you pick one of the best travel credit cards, you should find out about the different ways points can be redeemed in the end. When you start digging into various cards and rewards programs, you’ll quickly find that Chase Ultimate Rewards is the best program out there for most travelers.

Cardholders with the card name can redeem their rewards in all kinds of ways, including non-travel options like cash back, statement credits, gift cards, or merchandise. Users can also redeem their points for travel through the Chase portal and get 50% more value that way, or a rewards rate of 1.5 cents per point.

Finally, Chase Ultimate Rewards points earned with this card transfer to a range of airline and hotel partners. These partners are probably the most useful out there when you compare to other flexible rewards programs like American Express Membership Rewards or Capital One Miles.

Chase Ultimate Rewards transfer partners all have the same 1:1 transfer ratio and include the following:

Airline travel partners

• Aer Lingus, AerClub
• Air Canada Aeroplan
• British Airways Executive Club
• Emirates Skywards®
• Flying Blue AIR FRANCE KLM
• Iberia Plus
• JetBlue TrueBlue
• Singapore Airlines KrisFlyer
• Southwest Airlines Rapid Rewards®
• United MileagePlus®
• Virgin Atlantic Flying Club

Hotel travel partners

• IHG® Rewards Club
• Marriott Bonvoy®
• World of Hyatt®

Features

Because the card name has a annual fees annual fee, it’s important to consider its benefits before you can decide if the fee is worth paying the first year or in subsequent years. Main cardholder features you should know about include the following:

• $300 annual travel credit: Use the card for travel purchases and get up to $300 in travel statement credits per year. This is one of the most flexible travel credits among any top travel credit card since you can use it to book nearly any type of travel directly or through discount travel sites.
• DoorDash benefits: Get a complimentary DoorDash DashPass membership with $0 delivery fees and other benefits for a minimum of one year. Activation required by Dec. 31, 2024.
• Global Entry, NEXUS, or TSA PreCheck membership: Get a fee credit worth up to $100 for membership in any of these programs every four years when you charge membership fees to your card.
• Instacart benefits: Get one year of Instacart+ membership as a cardholder. Instacart+ members who pay for delivery with their card also earn up to $15 in statement credits each month through July 2024.
• Priority Pass Select airport lounge membership: This membership has a retail value of $469 and lets you enter more than 1,400 different airport lounges around the world.